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written by Daniel Rosen for Repairing and Boosting your FICO Score. It is the best available.

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It’s easy to use and guides you the whole way through.  Download it right now and be repairing your credit in minutes.  With a simple mouse click you can order Free Reports from all three bureaus; Equifax, Experian and Trans-Union online, as well as their annual report service www.annualcreditreport.com Use this program to boost your FICO score.  It’s ideal for first time home buyers or if you’ve been turned down for a loan, mortgage or secured card due to bankruptcy, bad FICO score or a bad rating, or if you are being harassed by a debt collection agency or agencies.  Also included are valuable Financial Calculators and useful time management planners to keep you organized. Download the free demo and read Doctor’s valuable tips and secrets.  Boost your FICO is seven easy steps.  These are the tricks of the trade the pro’s use to repair and raise your score fast.  New file history.  Before you apply for a time consuming Counseling service or spend thousands of dollars on a repair company, download the Free Demo today, [1] This report is based on files held by these so-called “Big Three” bureaus, which are also referred to as the “national repositories.” There are numerous other local bureaus. These either sell their data to or license their data to these national repositories. When a consumer decision is made in the United States, even if the company initially contacts a local bureau, information from one or more of the repositories is generally used. There are also numerous specialty bureaus, some affiliated with the repositories, others affiliated with other companies. For example, the Medical Information Bureau collects information about insurance claims history. Tenant screening bureaus work on behalf of landlords. CLUE, a division of the Equifax spin-off Choicepoint, is an auto and home insurance rating bureau. Numerous check verification and guarantee bureaus also exist. One distinction is that many of the specialty bureaus only collect and sell negative information, while the national repositories report on both positive and negative payment history. All are regulated under the federal Fair Reporting Act, 15 USC 1681 et seq. The act uses the terms “consumer reporting agencies” and “consumer reports” Equifax Experian trans-union trans union after erase consolidation.