CONTENTS (click to jump to any section)
HOW TO USE THIS GUIDE 6
WELCOME TO THE AMERICAN CREDIT REPAIR ACADEMY 7
About the Academy 7
About Denise Wayne 8
AMERICAN CREDIT REPAIR ACADEMY COURSES 9
A CREDIT-REPAIR “MINI-SESSION” 9
Mini-session length and content 9
What if I already know and understand basic credit repair? 9
Preparing for this course (before your session please do the following) 9
Being prompt with your training appointments 9
Additional courses 9
THE “CREDIT-REPAIR 101” COURSE SYLLABUS 10
What if I already know and understand basic credit repair? 10
Preparing for this course (before your session please do the following) 10
Being prompt with your training appointments 10
Topics covered: 10
First Hour 10
Second Hour 11
Third Hour 11
Your Certificate of Completion 12
NOW IS THE TIME TO START A CREDIT REPAIR BUSINESS 13
A credit repair business 13
Credit repair brings in new streams of revenue and passive income 13
STEPS TO LAUNCH YOUR BUSINESS 14
Get a copy of your own credit report to study 14
Learn everything you can about the Credit Reporting System 14
Understand your role in the process 14
Understand what you are selling and be careful what you promise. 14
Work smart and minimize the number of hours you spend working 15
HOW TO PROMOTE AND MARKET A CREDIT REPAIR BUSINESS 16
ADDITIONAL WAYS TO MARKET CREDIT REPAIR 17
Billboards 17
Mini Portable Billboard 17
Magnetic Sign on the side of your car 17
Flyers and Brochures 18
Local Newspaper Ads, Shopping guides 18
Internet ads, Craigslist Ads, YouTube, Your own web site 18
Direct Mail Marketing 18
Additional Marketing Ideas 18
Start small and work out the kinks before you expand too quickly. 19
Download your Bonus Materials 19
Microsoft Publisher 20
If you don’t have Microsoft Publisher 20
HOW DOES THIS BUSINESS WORK? 21
These items are given to the client at the first meeting: 21
WHAT YOU WILL NEED 22
SIMPLE RULES TO FOLLOW 24
HOW TO BOOST A CREDIT SCORE IN 7 EASY STEPS 25
1) Correct all errors on the credit reports 25
2) Be sure that proper credit lines are posted on the credit reports 25
3) If you have negative marks on the reports, negotiate with the creditor/lender 25
4) Pay all credit cards and revolving credit down to below 30% of the credit line 26
5) Don’t close your old credit card accounts 26
6) Avoid applying for new credit 26
7) Maintain at least three revolving credit lines and one active (or paid) loan 26
ABOUT CREDIT-AID PRO SOFTWARE 28
Additional Enhanced Services 28
Client Login Portal 28
Credit Repair Business Websites 28
Reseller Stores 28
FREQUENTLY ASKED QUESTIONS 29
What is the statute of limitations for debt collection? 29
What are the Credit Repair Organization laws for my state? 29
Do I need a special license for Credit Repair? 29
Will I need a Surety Bond? 29
What is the statute of limitations for debt collection? 29
Help! I can't download my free credit reports from the credit bureau site! 29
RESOURCES FOR CREDIT PROFESSIONALS 30
CONTACT US 32
Our Address: 32
Thank You! 32
For Additional information 32
NOTES: 33
Hour 1 33
Hour 2 34
Hour 3 35
©2012 Credit-Aid Software/American Credit Repair Academy. All rights reserved. Reproduction, adaptation, or translation of this document without prior written permission is prohibited and is protected under the copyright laws. Credit-Aid Software is a registered trademark of Daniel Rosen Inc. All other trademarks are the property of their respective owners. Windows® is a registered trademark of Microsoft Corporation in the United States and other countries. Credit-Aid™ Software and the American Credit Repair Academy’s intended use is to help you learn to automate the process of cleaning up your credit history reports. Credit-Aid Software and The American Credit Repair Academy courses are not sold in the State of Louisiana. Credit-Aid Software and American Credit Repair Academy provide Credit Information, not legal advice. For legal questions about specific issues regarding your credit, consult an attorney.
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